Guides
The rules behind the calculators, explained: what changed, when it changed, and how to work out your own figure. Each guide names its sources and says when it was last checked.
Old vs new tax regime for tax year 2026-27
The new regime has lower rates and almost no deductions; the old one has higher rates and lets you subtract investments, rent and home-loan interest. Which leaves you better off comes down to one number: how much you can actually deduct.
Updated 2026-09-23 · 4 min read
The Labour Codes and your salary
The four Labour Codes came into force on 21 November 2025. The change that reaches everyone's salary slip is the definition of wages: basic pay and DA must make up at least half of total pay, which raises PF and gratuity and can lower monthly take-home at the same CTC.
Updated 2026-09-23 · 4 min read
The NPS 80% rule, and the 60% that is tax-free
Since December 2025 a non-government NPS subscriber can take up to 80% of the corpus as a lump sum instead of 60%. The income tax exemption did not move with it: 60% of the corpus is tax-free, and the extra 20% is taxed at your slab rate.
Updated 2026-09-23 · 4 min read